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Insurance and mortgage products go hand in hand, and what I offer to my clients is “ one stop shopping “ for both . I have been in this industry for the past 15 years, and my goal has always been to remain independent, which allows more flexibility and great pricing for my clients. My goal is to save you money on your loans and insurance. I want to be the person you can trust to give advice on what to do and when to do it. I am a licensed real estate broker and also a licensed independent agent for Auto, Home, Business, Health and Life insurance. Saving money is a function of cutting expenses, and as my father always said, “ it is not what you make but what you spend”. In our busy world there isn’t time to sit down and review your insurance premiums, however the bills keep coming to the mail box on time. Let’s lower those bills! I have been a San Diego resident for the past 30 years and attended the University of California at San Diego. Carlsbad is my home and our family lives in the Aviara area. You can learn more about my insurance products at: |